SOC 41-3021 · May 2025 · BLS OEWS
Insurance Sales Agents — Bay City
Bay City, MI · 10 metro areas compared
The median wage for Insurance Sales Agents in Bay City, MI is $45,370 per year, substantially below the national median of $62,280 — a gap of 27.2%.
Wage distribution · annual
Shaded band holds the middle 50% of earners
Salary overview
The median wage for Insurance Sales Agents in Bay City, MI is $45,370 per year, substantially below the national median of $62,280 — a gap of 27.2%. Pay ranges from under $34,070 at the tenth percentile to more than $98,520 at the ninetieth, with the interquartile range running from $43,320 to $69,990.
Employment stands at 50, or 1.5 jobs per thousand held locally. Monroe leads the state's metro areas for this occupation, at $77,560. Set against every other occupation measured in the same area, it ranks 107th of 176 by median pay.
Percentile breakdown
| Percentile | Annual | vs US median |
|---|---|---|
| 10th | $34,070 | −45.3% |
| 25th | $43,320 | −30.4% |
| Median (50th) | $45,370 | −27.2% |
| 75th | $69,990 | +12.4% |
| 90th | $98,520 | +58.2% |
| Mean | $60,450 | −2.9% |
Other metro areas in Michigan
| # | Metro area | Median | Jobs | Relative |
|---|---|---|---|---|
| 1 | Monroe | $77,560 | 80 | |
| 2 | Lansing | $65,820 | 640 | |
| 3 | Flint | $64,600 | 340 | |
| 4 | Detroit | $63,580 | 4,840 | |
| 5 | Traverse City | $63,150 | 300 | |
| 6 | Grand Rapids | $61,360 | 2,090 | |
| 7 | Kalamazoo | $60,950 | 240 | |
| 8 | Niles | $60,570 | 170 | |
| 9 | Ann Arbor | $58,930 | 200 | |
| 10 | Battle Creek | $57,510 | 90 |
What the pay is worth locally
Prices in Bay City run 3.8% below the national average, so the median of $45,370 goes as far as $47,162 would elsewhere in the country. Measured that way it compares to the national median at 24.3% below the national median in real terms.
Published median
$45,370as reported by BLSLocal price level
96.2US average = 100 · BEA 2024Adjusted for local prices
$47,162US average = 100 · BEA 2024Key takeaways
- Median pay is $45,370 a year, 27.2% below the national median.
- Published pay spans $34,070 to $98,520 between the tenth and ninetieth percentiles.
- The area has 50 jobs in this occupation.
- The highest-paying metro area covered is Monroe, at $77,560.
Frequently asked questions
What is the median wage for Insurance Sales Agents in Bay City, MI?
The median annual wage is $45,370, or $21.81 per hour, as of May 2025. Half of the workers in this occupation earn more than that and half earn less.
Is that higher than the national average?
The national median for this occupation is $62,280, so pay in Bay City, MI is 27.2% lower. These figures are medians, not averages: half of workers fall on each side.
What do the top earners make?
The top tenth of this occupation in Bay City, MI earns more than $98,520 per year. The ninetieth percentile is the highest figure the survey publishes.
What is the starting range?
The tenth percentile wage is $34,070 per year. The survey measures wages actually paid rather than experience level, so this reflects the lowest-paid tenth rather than entry-level pay specifically.
Which area nearby pays the most?
The highest median for this occupation among the metro areas covered is in Monroe, at $77,560 per year.
How many jobs are there in this occupation here?
The survey estimates 50 jobs in this occupation in Bay City, MI. Self-employed workers are not included.
Source and methodology
U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 Wages are for wage-and-salary workers; self-employed workers are not included. Salary Explorer is an independent project. It is not affiliated with, or endorsed by, the U.S. Bureau of Labor Statistics or any government agency. Full methodology.
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