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SOC 13-2072 · May 2025 · BLS OEWS

Loan OfficersCincinnati

Cincinnati, OH-KY-IN · 10 metro areas compared

$75,300 /year
$36.20per hour
2,060jobs in area
1.8%vs US median

The median wage here is $75,300 a year, within a few percent of the national median of $76,690.

Wage distribution · annual

Shaded band holds the middle 50% of earners

US MEDIAN $76,69010TH$42,290MEDIAN$75,30075TH$105,00090TH$130,670

Salary overview

The median wage here is $75,300 a year, within a few percent of the national median of $76,690. The middle half of workers in this occupation earn between $52,550 and $105,000. The lowest tenth earn under $42,290, while the highest tenth earn more than $130,670.

The area has 2,060 jobs in this occupation, giving a location quotient of 1.06 — a measure of how concentrated the occupation is here relative to the country as a whole. Within the state, Columbus records the highest median at $82,160. Of the 647 occupations with published wages in this area, it sits 203rd.

Percentile breakdown

Annual wages by percentile · Cincinnati, OH-KY-IN · May 2025
PercentileAnnualvs US median
10th$42,290−44.9%
25th$52,550−31.5%
Median (50th)$75,300−1.8%
75th$105,000+36.9%
90th$130,670+70.4%
Mean$84,260+9.9%

Other metro areas in Ohio

Median annual wage for Loan Officers, by metro area
#Metro areaMedianJobsRelative
1Columbus$82,1602,410
2Cleveland$77,7301,920
3Sandusky$74,96060
4Toledo$74,400320
5Akron$72,080270
6Dayton$66,070440
7Springfield$62,86030
8Lima$62,43070
9Mansfield$60,75050
10Youngstown$60,530100

What the pay is worth locally

Prices in Cincinnati run 7.2% below the national average, so the median of $75,300 goes as far as $81,142 would elsewhere in the country. Measured that way it compares to the national median at 5.8% above the national median in real terms.

Published median

$75,300as reported by BLS

Local price level

92.8US average = 100 · BEA 2024

Adjusted for local prices

$81,142US average = 100 · BEA 2024

Key takeaways

  • Median pay is $75,300 a year, 1.8% below the national median.
  • Published pay spans $42,290 to $130,670 between the tenth and ninetieth percentiles.
  • The area has 2,060 jobs in this occupation.
  • The highest-paying metro area covered is Columbus, at $82,160.

Frequently asked questions

What is the median wage for Loan Officers in Cincinnati, OH?

The median annual wage is $75,300, or $36.20 per hour, as of May 2025. Half of the workers in this occupation earn more than that and half earn less.

Is that higher than the national average?

The national median for this occupation is $76,690, so pay in Cincinnati, OH is 1.8% lower. These figures are medians, not averages: half of workers fall on each side.

What do the top earners make?

The top tenth of this occupation in Cincinnati, OH earns more than $130,670 per year. The ninetieth percentile is the highest figure the survey publishes.

What is the starting range?

The tenth percentile wage is $42,290 per year. The survey measures wages actually paid rather than experience level, so this reflects the lowest-paid tenth rather than entry-level pay specifically.

Which area nearby pays the most?

The highest median for this occupation among the metro areas covered is in Columbus, at $82,160 per year.

How many jobs are there in this occupation here?

The survey estimates 2,060 jobs in this occupation in Cincinnati, OH. Self-employed workers are not included.

Source and methodology

U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 Wages are for wage-and-salary workers; self-employed workers are not included. Salary Explorer is an independent project. It is not affiliated with, or endorsed by, the U.S. Bureau of Labor Statistics or any government agency. Full methodology.

Loan Officers Salary in Cincinnati, OH (2025): $75,300 Median | Salary Explorer