SOC 13-2071 · May 2025 · BLS OEWS
Credit Counselors — Chattanooga
Chattanooga, TN-GA · 3 metro areas compared
Median pay in Chattanooga, TN is $38,840 a year, 25.6% under the national median of $52,230 for this occupation.
Wage distribution · annual
Shaded band holds the middle 50% of earners
Salary overview
Median pay in Chattanooga, TN is $38,840 a year, 25.6% under the national median of $52,230 for this occupation. Half of workers earn between $38,840 and $38,840. Beyond that band, the tenth percentile sits at $38,840 and the ninetieth at $60,640.
Memphis leads the state's metro areas for this occupation, at $60,210. Set against every other occupation measured in the same area, it ranks 366th of 466 by median pay.
Percentile breakdown
| Percentile | Annual | vs US median |
|---|---|---|
| 10th | $38,840 | −25.6% |
| 25th | $38,840 | −25.6% |
| Median (50th) | $38,840 | −25.6% |
| 75th | $38,840 | −25.6% |
| 90th | $60,640 | +16.1% |
| Mean | $45,250 | −13.4% |
Other metro areas in Tennessee
| # | Metro area | Median | Jobs | Relative |
|---|---|---|---|---|
| 1 | Memphis | $60,210 | 90 | |
| 2 | Nashville | $58,480 | 110 | |
| 3 | Johnson City | $37,020 | 80 |
What the pay is worth locally
Prices in Chattanooga run 8.1% below the national average, so the median of $38,840 goes as far as $42,263 would elsewhere in the country. Measured that way it compares to the national median at 19.1% below the national median in real terms.
Published median
$38,840as reported by BLSLocal price level
91.9US average = 100 · BEA 2024Adjusted for local prices
$42,263US average = 100 · BEA 2024Key takeaways
- Median pay is $38,840 a year, 25.6% below the national median.
- Published pay spans $38,840 to $60,640 between the tenth and ninetieth percentiles.
- The highest-paying metro area covered is Memphis, at $60,210.
Frequently asked questions
What is the median wage for Credit Counselors in Chattanooga, TN?
The median annual wage is $38,840, or $18.67 per hour, as of May 2025. Half of the workers in this occupation earn more than that and half earn less.
Is that higher than the national average?
The national median for this occupation is $52,230, so pay in Chattanooga, TN is 25.6% lower. These figures are medians, not averages: half of workers fall on each side.
What do the top earners make?
The top tenth of this occupation in Chattanooga, TN earns more than $60,640 per year. The ninetieth percentile is the highest figure the survey publishes.
What is the starting range?
The tenth percentile wage is $38,840 per year. The survey measures wages actually paid rather than experience level, so this reflects the lowest-paid tenth rather than entry-level pay specifically.
Which area nearby pays the most?
The highest median for this occupation among the metro areas covered is in Memphis, at $60,210 per year.
Source and methodology
U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 Wages are for wage-and-salary workers; self-employed workers are not included. Salary Explorer is an independent project. It is not affiliated with, or endorsed by, the U.S. Bureau of Labor Statistics or any government agency. Full methodology.
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