SOC 13-1031 · May 2025 · BLS OEWS
Claims Adjusters, Examiners, and Investigators — Santa Cruz
Santa Cruz-Watsonville, CA · 10 metro areas compared
Median pay for this occupation in Santa Cruz, CA comes to $95,730 a year, ahead of the national median of $78,000 by 22.7%.
Wage distribution · annual
Shaded band holds the middle 50% of earners
How pay has moved
The next ten years
Projected to decline
- Change in jobs, 2024 to 2034
- -5.1%
- Openings per year
- 21,100
- Typical entry-level education
- High school diploma or equivalent
- On-the-job training
- Long-term on-the-job training
Includes jobs opened by workers leaving the occupation, not only new positions.
Projections are published nationally only. This is the outlook for the occupation across the United States, not a measurement for Santa Cruz-Watsonville, CA.
Projections are based on 2024 employment and run to 2034. The wages above are from the May 2025 survey, a separate BLS programme on a different release cycle, so the two are not two views of one dataset.
Salary overview
Median pay for this occupation in Santa Cruz, CA comes to $95,730 a year, ahead of the national median of $78,000 by 22.7%. Pay ranges from under $50,940 at the tenth percentile to more than $143,320 at the ninetieth, with the interquartile range running from $74,090 to $132,930.
Employment stands at 60, or 0.6 jobs per thousand held locally. Within the state, Merced records the highest median at $110,910. Of the 328 occupations with published wages in this area, it sits 91st.
Percentile breakdown
| Percentile | Annual | vs US median |
|---|---|---|
| 10th | $50,940 | −34.7% |
| 25th | $74,090 | −5.0% |
| Median (50th) | $95,730 | +22.7% |
| 75th | $132,930 | +70.4% |
| 90th | $143,320 | +83.7% |
| Mean | $97,770 | +25.3% |
Other metro areas in California
| # | Metro area | Median | Jobs | Relative |
|---|---|---|---|---|
| 1 | Merced | $110,910 | 40 | |
| 2 | San Francisco | $105,340 | 3,390 | |
| 3 | Salinas | $101,900 | 150 | |
| 4 | Santa Maria | $99,660 | 100 | |
| 5 | San Jose | $98,230 | 370 | |
| 6 | Santa Rosa | $96,970 | 150 | |
| 7 | Stockton | $95,490 | 280 | |
| 8 | Vallejo | $92,410 | 280 | |
| 9 | Riverside | $91,940 | 1,410 | |
| 10 | Los Angeles | $89,070 | 7,540 |
What the pay is worth locally
Prices in Santa Cruz run 9.9% above the national average, so the median of $95,730 buys what $87,106 would elsewhere in the country. Measured that way the gap against the national median narrows to 11.7% above the national median in real terms.
Published median
$95,730as reported by BLSLocal price level
109.9US average = 100 · BEA 2024Adjusted for local prices
$87,106US average = 100 · BEA 2024Why the state that pays most is usually not where pay goes furthest
Key takeaways
- Median pay is $95,730 a year, 22.7% above the national median.
- Published pay spans $50,940 to $143,320 between the tenth and ninetieth percentiles.
- The area has 60 jobs in this occupation.
- The highest-paying metro area covered is Merced, at $110,910.
Frequently asked questions
What is the median wage for Claims Adjusters, Examiners, and Investigators in Santa Cruz, CA?
The median annual wage is $95,730, or $46.02 per hour, as of May 2025. Half of the workers in this occupation earn more than that and half earn less.
Is that higher than the national average?
The national median for this occupation is $78,000, so pay in Santa Cruz, CA is 22.7% higher. These figures are medians, not averages: half of workers fall on each side.
What do the top earners make?
The top tenth of this occupation in Santa Cruz, CA earns more than $143,320 per year. The ninetieth percentile is the highest figure the survey publishes.
What is the starting range?
The tenth percentile wage is $50,940 per year. The survey measures wages actually paid rather than experience level, so this reflects the lowest-paid tenth rather than entry-level pay specifically.
Which area nearby pays the most?
The highest median for this occupation among the metro areas covered is in Merced, at $110,910 per year.
How many jobs are there in this occupation here?
The survey estimates 60 jobs in this occupation in Santa Cruz, CA. Self-employed workers are not included.
Source and methodology
U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 Wages are for wage-and-salary workers; self-employed workers are not included. Salary Explorer is an independent project. It is not affiliated with, or endorsed by, the U.S. Bureau of Labor Statistics or any government agency. Full methodology.
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